I'm pleased to present the winter 2006 online edition of Perspective, PEMCO's customer newsletter. Thank you for subscribing. We've now issued three online editions, and I'm glad you find this e-mail version useful and convenient. As always, feel free to share Perspective with your friends, and watch for the spring issue coming out in May. I welcome your feedback about Perspective. Simply send your comments to perspective@pemco.com.

Jon Osterberg
Perspective editor

Questions you asked us

How can I get flood insurance?

Like virtually all insurance companies, PEMCO's homeowners policy doesn't cover damages from the kind of flooding that occurs during a natural disaster or following paving or construction projects that can alter the land's ability to drain. However, we can help people in many Washington communities get flood insurance through the federal government's National Flood Insurance Program. Though premiums are higher in flood zones (and for homes with certain characteristics), the average annual cost is $382. Call our Brokerage department (PEMCO Insurance Agency Inc.) at 1-800-GO-PEMCO (1-800-467-3626), ext. 4007, for details.